47 pages
Sources and read dates
Every point on this site rests on one page of the platform. Below: the page, the day we read it, and whether it could be confirmed. PayPal, Stripe and Etsy were read on 2026-10-14, the other ten platforms on 2026-10-16. The platform's own current page always prevails.
Every platform, with its sources
214 points in total, each with the page it rests on and the day we read it. Where a platform names no fixed term, the page says so.
Not affiliated with any payment platform named here. Not legal advice. No guarantee of release. Example only.
PayPal (35 points)
OFFICIAL PayPal User Agreement (last updated September 14, 2026)
paypal.com/us/legalhub/paypal/useragreement-full
Read 2026-10-14, not logged in. Used in points: P19, P20, P21, P22, P23, P24, P25, P26, P27, P28, P29, P30, P31, P32, P33.
OFFICIAL PayPal Help: How do I remove a limitation from my account?
paypal.com/us/cshelp/article/how-do-i-remove-a-limitation-from-my-account-help535
Read 2026-10-14, not logged in. Used in points: P2, P5, P6, P7.
OFFICIAL PayPal Help: How long will it take to lift my limitation?
paypal.com/us/cshelp/article/how-long-will-it-take-to-lift-my-paypal-account-limitation-help531
Read 2026-10-14, not logged in. Used in points: P1, P3, P4.
OFFICIAL PayPal Help: I completed the steps, why is my account still limited?
Read 2026-10-14, not logged in. Used in points: none.
OFFICIAL PayPal Help: Why is my PayPal account limited?
paypal.com/us/cshelp/article/why-is-my-paypal-account-limited-help534
Read 2026-10-14, not logged in. Used in points: P8, P9, P10.
OFFICIAL PayPal Help: What documentation can I provide to remove my limitation?
Read 2026-10-14, not logged in. Used in points: P11, P12, P13, P14, P15, P16, P17, P18.
OFFICIAL PayPal Developer: Resolution Center (business account, last updated August 17, 2026)
developer.paypal.com/disputes/resolution-center/
Read 2026-10-14, not logged in. Used in points: P34.
OFFICIAL PayPal Resolution Center (sign-in page)
Read 2026-10-14, not logged in. Used in points: P35.
Stripe (32 points)
OFFICIAL Stripe: Unacceptable Risk Policy (last updated July 29, 2026)
stripe.com/legal/unacceptable-risk-policy
Read 2026-10-14, not logged in. Used in points: S1, S2, S3, S4, S5, S6, S7, S8, S9, S10, S11.
OFFICIAL Stripe Support: Payout availability delays
support.stripe.com/questions/payout-availability-delays
Read 2026-10-14, not logged in. Used in points: S12, S13, S14, S15, S16.
OFFICIAL Stripe Services Agreement (clause Suspension)
Read 2026-10-14, not logged in. Used in points: S17.
OFFICIAL Stripe Support: What do I need to do to verify my Stripe account?
support.stripe.com/questions/what-do-i-need-to-do-to-verify-my-stripe-account
Read 2026-10-14, not logged in. Used in points: S18, S19, S31.
OFFICIAL Stripe Support: Documents for identity and home address verification
support.stripe.com/questions/documents-for-identity-and-home-address-verification
Read 2026-10-14, not logged in. Used in points: S20, S21, S22, S23, S24.
OFFICIAL Stripe Support: Supporting documents to further review the account
support.stripe.com/questions/supporting-documents-to-further-review-the-account
Read 2026-10-14, not logged in. Used in points: S25, S26, S27, S28.
OFFICIAL Stripe Docs: Acceptable verification documents by country
docs.stripe.com/acceptable-verification-documents
Read 2026-10-14, not logged in. Used in points: S29.
OFFICIAL Stripe Support: Payout paused due to a pending withdrawal for a negative balance
support.stripe.com/questions/payout-paused-due-to-pending-withdrawal-for-negative-balance
Read 2026-10-14, not logged in. Used in points: S32.
Etsy (30 points)
OFFICIAL Etsy Help: How to file an appeal for a permanently suspended account
help.etsy.com/hc/en-us/articles/6298920789271
Read 2026-10-14, not logged in. Used in points: E1, E2, E3, E4, E5, E6, E7.
OFFICIAL Etsy Help: How to reinstate your suspended account
help.etsy.com/hc/en-us/articles/115015672628
Read 2026-10-14, not logged in. Used in points: E8, E9, E10, E11.
OFFICIAL Etsy Help: Why has my money not been deposited yet?
help.etsy.com/hc/en-us/articles/360002080688
Read 2026-10-14, not logged in. Used in points: E12, E13.
OFFICIAL Etsy Help: Update and verify your bank account
help.etsy.com/hc/articles/115015775908
Read 2026-10-14, not logged in. Used in points: E14, E15, E16.
OFFICIAL Etsy Help: What is a Payment Account Reserve?
help.etsy.com/hc/en-us/articles/360058722214
Read 2026-10-14, not logged in. Used in points: E17, E18, E19, E20, E21, E22, E23, E24, E30.
OFFICIAL Etsy Help: Confirm your seller information
help.etsy.com/hc/articles/14553858116759
Read 2026-10-14, not logged in. Used in points: E25.
NOT CONFIRMED Etsy Payments Policy (the live page gave HTTP 403 to our reader on 2026-10-14)
The live page answered HTTP 403 to our reader on 2026-10-14. Archive copy of 2026-08-27 shown instead. Used in points: E26, E27, E28, E29.
Shopify (22 points)
OFFICIAL Shopify Help: Shopify Payments account holds
help.shopify.com/en/manual/payments/shopify-payments/payouts/account-holds
Read 2026-10-16, not logged in. Used in points: SH1, SH2, SH3, SH4, SH5, SH6, SH7.
OFFICIAL Shopify Help: Overview of reserves in Shopify Payments
help.shopify.com/en/manual/payments/shopify-payments/payouts/reserves
Read 2026-10-16, not logged in. Used in points: SH8, SH9, SH10, SH11, SH12, SH13, SH14.
OFFICIAL Shopify Help: Shopify Payments risk evaluation process
help.shopify.com/en/manual/payments/shopify-payments/payouts/risk-evaluation-process
Read 2026-10-16, not logged in. Used in points: SH19.
OFFICIAL Shopify Help: Understanding Shopify Payments payout timing (read with WebFetch: this page blocks a headless browser)
help.shopify.com/en/manual/payments/shopify-payments/payouts/payout-timing
Read 2026-10-16, not logged in. Used in points: SH15, SH16, SH17, SH18, SH22.
OFFICIAL Shopify Help: Navigating your payouts to resolve lower or missing payouts
help.shopify.com/en/manual/payments/shopify-payments/payouts/lower-or-missing-payouts
Read 2026-10-16, not logged in. Used in points: SH20, SH21.
Amazon (13 points)
From platform staff on the platform's forum, not a policy page Amazon Seller Forums: "Your Complete Guide to Account Level Reserves", posted by Amazon staff (the Seller Central help pages need a login and could not be read)
sellercentral.amazon.com/seller-forums/discussions/t/ee6bc4f7-34a3-43f3-8061-be2eccd02529
Read 2026-10-16, not logged in. Used in points: AM1, AM2, AM3, AM4, AM5, AM6, AM7, AM8, AM9, AM10, AM11, AM12, AM13.
eBay (16 points)
OFFICIAL eBay Help: Transaction holds
ebay.com/help/selling/getting-paid/payouts-work-managed-payments-sellers/payments-hold?id=4816
Read 2026-10-16, not logged in. Used in points: EB1, EB2, EB3, EB4, EB5, EB6, EB7, EB8, EB9, EB10, EB11, EB12.
OFFICIAL eBay Help: Getting paid for items you've sold
ebay.com/help/selling/getting-paid/payouts-work-managed-payments-sellers?id=4814
Read 2026-10-16, not logged in. Used in points: EB13, EB14, EB15, EB16.
Square (12 points)
OFFICIAL Square Support: Manage payment reserves with Square
squareup.com/help/us/en/article/6832-reserves-faq
Read 2026-10-16, not logged in. Used in points: SQ1, SQ2, SQ3, SQ4, SQ5, SQ6, SQ7, SQ8.
OFFICIAL Square Payment Terms (sections 12 and 14)
squareup.com/us/en/legal/general/payment
Read 2026-10-16, not logged in. Used in points: SQ9, SQ10, SQ11, SQ12.
Wise (9 points)
OFFICIAL Wise Help: What should I do if my account is restricted?
wise.com/help/articles/1e5Yyfl91yUaDNGkBNcEhw/what-should-i-do-if-my-account-is-restricted
Read 2026-10-16, not logged in. Used in points: WI1, WI2, WI3, WI4, WI5, WI6.
OFFICIAL Wise Help: My account is being suspended by Wise
wise.com/help/articles/1cBQdtgHYXIEECpCPdfOwG/my-account-is-being-suspended-by-wise
Read 2026-10-16, not logged in. Used in points: WI7, WI8, WI9.
Payoneer (6 points)
OFFICIAL Payoneer Terms and Conditions (sections 5.6 and 17.6, version Sep 2026)
pubs.payoneer.com/legal/PayoneerTermsAndConditionsINC_Sep2026.htm
Read 2026-10-16, not logged in. Used in points: PY1, PY2, PY3, PY4.
OFFICIAL Payoneer: Withdraw money and funds to a local bank account
Read 2026-10-16, not logged in. Used in points: PY5, PY6.
Venmo (11 points)
OFFICIAL Venmo Help: Payment Holds for Businesses and Sellers
help.venmo.com/hc/en-us/articles/4406541849875-Payment-Holds-for-Businesses-and-Sellers
Read 2026-10-16, not logged in. Used in points: VE1, VE2, VE3, VE4, VE5.
OFFICIAL Venmo Help: Payment In Review
help.venmo.com/cs/articles/payment-in-review-vhel210
Read 2026-10-16, not logged in. Used in points: VE6, VE7.
OFFICIAL Venmo User Agreement (US)
venmo.com/legal/us-user-agreement
Read 2026-10-16, not logged in. Used in points: VE8, VE9, VE10, VE11.
Gumroad (12 points)
OFFICIAL Gumroad Help Center: Payout delays
gumroad.com/help/article/281-payout-delays
Read 2026-10-16, not logged in. Used in points: GU1, GU2, GU3, GU4, GU5, GU6, GU7, GU8, GU9, GU10, GU11, GU12.
Upwork (9 points)
OFFICIAL Upwork Help: How payments for milestones and fixed-price contracts work
Read 2026-10-16, not logged in. Used in points: UP1, UP2, UP3, UP4.
OFFICIAL Upwork Help: How payments for hourly contracts work
support.upwork.com/hc/en-us/articles/211063668-How-payments-for-hourly-contracts-work
Read 2026-10-16, not logged in. Used in points: UP5, UP6, UP7.
OFFICIAL Upwork Help: How to get faster payouts on Upwork
support.upwork.com/hc/en-us/articles/360047676133-How-to-get-faster-payouts-on-Upwork
Read 2026-10-16, not logged in. Used in points: UP8, UP9.
Fiverr (7 points)
OFFICIAL Fiverr Help: Managing your orders, a freelancer's guide
Read 2026-10-16, not logged in. Used in points: FI1, FI2.
OFFICIAL Fiverr Help: Withdrawing your earnings and managing payout methods
help.fiverr.com/hc/en-us/articles/360010530058-Withdrawing-your-earnings-managing-payout-methods
Read 2026-10-16, not logged in. Used in points: FI6, FI7.
OFFICIAL Fiverr Help: Early Payout
help.fiverr.com/hc/en-us/articles/4402267122449-Early-Payout
Read 2026-10-16, not logged in. Used in points: FI3, FI4, FI5.
Two further labels are not platform sources: "Rule of the tool itself" (derived from the pages above) and "Common practice" (not stated by a platform). They are marked on the points that use them.