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Payout on hold? See the day it can move.

The day your money may be released under the platform's own rules, and what to do next. Free for PayPal, Stripe, Etsy, Shopify, Amazon and 8 more.

Where is your money waiting? Free · no login

What is going on?

When did the clock start? Calendar days, unless the platform counts business days

  • No login
  • Nothing leaves your browser
  • Every date with its source

Every date has a page behind it

We read the platforms' own pages and put the sentence, the address and the day we read it next to every number. Where a platform names no number of days, we say that instead.

13payment services covered
214sourced points, each with its page
47platform pages read, 14 and 16 October 2026
0passwords asked, files uploaded or cookies set by the calculator

How long each platform holds funds · Payout Help Checklist · All sources and read dates · Changelog

From a held payout to a sent letter

Three steps, in this order. The first one is free and so is the second.

  1. Count the day

    Pick your service and situation, type the start date. You get the day the platform's own rule points to, or a plain "no fixed term published".

    Free
  2. Follow the platform's steps

    Next to the date you get the steps the platform itself names, each with its source page. Nobody outside the platform can release a payout.

    Free
  3. Send your letter

    Fill in the letters yourself with Basic & free, or let us fill them in, check your documents and remind you on the right days with Premium & we do everything.

    $0 or $19.95

Do it yourself for free, or let us do everything

The calculator is free. A pack for your payment service holds the letters and the plan. Basic & free gives you all of it to fill in and send yourself. Premium & we do everything fills it in for you and stays with you for 30 days.

What is in each plan for your payment service
What is includedFree
Basic & free$0You fill in and send
Most completePremium & we do everything$19.95One-time, per payment service. We fill in. You send.
All letter templates for your payment serviceIncludedIncluded
Step-by-step plan and document checklistIncludedIncluded
Fill-in form on your own device (nothing is uploaded)IncludedIncluded
Everything filled in with your details, by usNot includedIncluded
Document check before you sendNot includedIncluded
Evidence folder and timelineNot includedIncluded
Reminders on the dates that matterNot includedIncluded
30 days of follow-up: send us the platform's reply, get the next letterNot includedIncluded
Start free

Get Premium & we do everything

Pick the situation that fits. You pay on Stripe's secure page; we never see your card.

One payment of $19.95 per payment service. Full refund within 14 days if you have not downloaded the filled letters (terms). You ask us to start now; your right of withdrawal ends when you download the filled-in letters. You send every letter yourself. Not legal advice.

You send every letter yourself. We never write to a platform for you and never ask for your password. Not legal advice. No promise of release: only the platform decides.

See all 13 packs

What payout help costs elsewhere

Some lawyers and payout-help agencies charge a fixed fee before they do anything. Whether to use them is your decision. Here is the order of magnitude.

Basic & freeLetters, plan and checklist; you send them
$0
Premium & we do everythingFilled in, document check, reminders, 30 days of follow-up
$19.95
Lawyers and payout-help agenciesFixed fees found on public price pages
$850 to $3,000

Bar lengths show the order of magnitude, not an exact scale. Sources: the public price pages of a US law firm (terms.law, $850 for a demand letter up to $3,000) and of a payout-help agency (chargeback.io, a fixed $2,997 plus 9.5% of the amount released), read 2026-10-16. Their prices can change. We make no claim about the quality of their work, and we promise no release either: only the platform decides.

13 services, one place

Pick yours. Each has its own rules page with the sources, and a pack with the letters.

Before you pay anyoneHow it worksSources and read datesQuestions

Nothing you type in the calculator leaves your device · every date links to the platform's own page · not affiliated with any platform.

Start with the free calculator

No account, no payment, no upload. It takes about a minute.

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